Brief Article Teaches You the Ins and Outs of Tsi Essay Sample Topics and What You Should Do Today

Brief Article Teaches You the Ins and Outs of Tsi Essay Sample Topics and What You Should Do Today Every college campus in Texas presents prospective students an opportunity to take a complimentary TSI practice test, which indicates how well a student is probably going to score on the comprehensive exam. Colleges also use the TSI results to help determine the degree of courses and any crucial interventions that are essential to assist you succeed. A student may retake the test at any moment if he or she's not pleased with the consequence of the assessment. The custom is allowed in some states, but it's frowned upon and illegal in a lot more states. TSI Practice Tests are the perfect method to get ready for your upcoming TSI exam. As a consequence of which there isn't development of the poor people as it isn't possible for them to invest money for absolutely any innovative purpose by owing financing from the bank. Mechanical Conventions The degree to which you express ideas utilizing Standard Written English. Today the most fundamental problem that's engulfing the society is the matter of unemployment. There are lots of difficulties which arise as a result of unemployment like terrorism in the society that is dangerous for the humankind. One of the serious causes of obesity is absence of a balanced diet. The very first source of obesity is too obvious and it's a huge intake food. Whenever there is cholesterol present in the body of someone, it results in obesity generally. The folks who suffer from obesity frequently have a v ery low quality of life too. Even some work you can do on your computer and there's no need to visit the workplace. The majority of them also offer Internet access and texting. After repeatedly facing a bully, a kid may start to refuse to visit school. You may trust us to offer expert assistance for many of your academic writing needs. Possessing fantastic research abilities and selecting an excellent topic is vital. If you want more help on writing, consider learning plain writing. The goal of brainstorming is to aid you in getting ideas. Learning from examples is among the perfect ways in regards to writing articles. Thus, the career preference culminates to the impact of disease vulnerability and threats in the area. Take your time to cautiously examine our cause and effect topics list till you locate a prompt that you're excited to write about. In summary, the consequences of obesity that are physical, psychological, and social can cause many troubles, but the chief point it can offer many suffering and cause death. The significance of research in persuasive writing cannot be overstated. The group of skilled essay writers is always prepared to aid you with that in no moment! In case the project is quite substantial and important, then you are going to require an in-depth comprehension of the topic. It's possible to find assistance and deliver top-notch essays. As any guide on how best to compose a persuasive essay will inform you, your essay has to be organized in paragraphs with a logical progression from 1 paragraph to the next. Weave in your perspective to produce your essay unique. An essay is going to be asked to fulfill the writing part of the test. Sample persuasive essays can also offer inspiration on topics to write on in addition to serve as examples about how to compose your essay. Thus, you can ride on their professionalism to steer you on both the structure and content which should go into your write-ups. The sort of content that you provide depicts what sort of thesis statement you need to have. A great structure will cause a great paper, therefore it's important to get a plan before starting. Examples might also be included in every one of the body paragraphs to additional support and clarify your principal points. Finding the Best Tsi Essay Sample Topics When something happens it produces an outcome. Before you commence working on cause and effect essay outline the very first thing you have to do is to select a winning topic. X is utilized to indicate a cause, whilst Y is utilised to indicate the result. Individuals that have a smoking authority figure in their lives (for example, a parent) are a lot more likely to begin smoking later in life.

Sales Process Level 2 Customer Profile Acquisition

Sales Process Level 2 BPMN Customer profile acquisition The marketing team is in charge of obtaining customers and profiling them. The process of obtaining customers can be through cold calling, product presentation at customer site. Once a customer shows interest in the product, the marketing team collects the relevant details of the customer such as name of the customer, address and related business details. Site Visit/Cold Call Once the customer has been profiled, the company’s sales team may visit the customer if such a customer was attracted by advertisement. In either the visit or cold call, the sales team should inquire on the urgency at which the customer requires the product, and the number of product installations required. At†¦show more content†¦Obtain Customer’s Requirements To get the customer’s requirement, the sales team should obtain the following from the customer: type of product required, level of customization and number of products. Sponsor Agreement (send/receive) Sponsor agreement is sent to request funding for the product i.e. the customer should commit to funding the content development work that will be offered by Panviva. The mail sent to the client should contain a bill of quantities with prices of those quantities stated. A total price should be quoted as well. The letter should also specify any other type of support that the client should provide. For instance, some content development may have to take place within the client’s premise thus the client has to provide a work desk, hardware etc. If the client agrees to with the bill of quantities and other requests, he should sign in agreement. If the customer has any issues, they should discuss them before agreeing to the. Product Demo A detailed product demo should be given to the client so that he understands clearly how to operate the system. The demonstration is done to the relevant staff of the client company i.e. the technical staff. The demo should include starting the system, accessing it, using the system for intended work with examples being shown, securing the system, and logging out of the system. Follow Up and Confirmation Letter A follow up letter affirms the client’s dedication to obtaining the product that has been

The Reconstruction Effort That Occurred After The Civil War

The Reconstruction effort that occurred after the Civil War from 1865 - 1866 had both positive and negative effects on the nation. Leading up to the Reconstruction attempt, there was developing regional differences between the North and South. Slavery was the issue of the decade. North argued that it was inhumane, while the South was quick to point out that many Northerners benefited from slavery. The Presidential election of Lincoln lead to the succession of the South. They believed that the United States was becoming too tyrannical, much like Great Britain before the Revolutionary War. The Southern attack on Fort Sumter started the long and bloody civil war. After the Battle of Antietam, President Lincoln issued his Emancipation†¦show more content†¦The Reconstruction efforts in the South targeting social reform worked at first, but evidently led to a segregated South. The attempt for social reform involved new amendments and Freedmen’s Bureau, which caused the oppo sition to black rights. The Thirteenth Amendment abolished slavery and involuntary servitude. The creation of the Fourteenth Amendment in 1868 intended to give African Americans equal rights. It stated that anyone born in the United States was a citizen and prohibited states from making and enforcing laws that deprived people of their rights. States were not allowed to strip citizens of their liberty or property without cause. (Doc F). Lincoln recognised the plight in which the freedmen were in, so he proposed the establishment of a Freedmen s Bureau. This agency provided educational, social, and economic services to the African Americans. Many northern whites who traveled to the South with the Union army were astonished to see that many former slaves craved literacy. Many teachers who went South where white women, but by 1870, teachers both white and black were flooding South to teach former slaves. While many were delighted with the African Americans’ newfound freedom, oppo sition to black rights never fully

The Sarbanes Oxley Act of 2002 free essay sample

The law officially named, â€Å"The Public Company Accounting Reform and Investor Protection Act†, was passed into law in 2002 in wake of the numerous corporate scandals that rocked our financial markets. One in particular was the Enron scandal, which before its collapse; Enron was thought of as one of the best companies in the United States. However, it failed to follow Generally Accepted Accounting Practices (GAAP) from as far back as 1997 through 2001. When the company suddenly collapsed in the latter part of 2001, it lost tens of billions of dollars of its shareholders money (Jickling 2003). The controls which were supposedly in place, neither internal nor external, did not uncover the financial masquerade. Because of the many corporate and accounting scandals to astonish the U. S. marketplace and its investor, shareholders organized and protested for tougher laws that required a greater degree of corporate accountability. The act is commonly referred to as the Sarbanes-Oxley Act (SOX), named after Senator Paul Sarbanes and Representative Michael Oxley, who were its main sponsors. SOX is intended to raise the bar for integrity and competence for publicly traded companies and also to promote a greater degree of accountability within these companies. The act changed corporate governance, including the responsibilities of directors and officers, the regulation of accounting firms that audit public companies, corporate reporting and enforcement. It is organized into eleven categories, called â€Å"titles†. The first being the Public Company Accounting Oversight Board (PACOB), second, Auditors Independence, then, Corporate Responsibility, Enhanced Financial Disclosures, Analyst Conflicts of Interest, Commission Resources and Accountability, Supporting Studies and Reports, Corporate and Criminal Fraud Accountability Document preservation (Whistle-Blower Protection), White-Collar crime penalty, Corporate Tax Returns and Corporate Fraud Accountability. Title I of the Act establishes the Public Company Accounting Oversight Board (PCAOB). It is an independent, non-governmental board that oversees the audits of publicly traded companies. The purpose was designed to protect the interest of the investors and to promote public confidence and transparency in the independent audit process. The powers of the PCAOB are to register public accounting firms that prepare audit reports for issuers; establish auditing, quality control, ethics, independence and other standards relating to the preparation of audit reports; and conduct inspections, investigations and disciplinary proceedings of, and take enforcement action against, public accounting firms (Clearly 2003). Titles II of the act have nine sections. It sets the standard in which the auditors must remain independent to limit their conflicts of interest. Under these sections the auditors have stricter requirements of reporting, they must rotate jobs and they are not allowed to perform other services to the same company they are auditing. Also, as stated in Title I the auditing company must be registered with the PCAOB to perform acceptable audits. Title III of this act speaks to the individual responsibility of the corporate leaders. Management must certify that the financial statements do not contain any material omissions or untrue statements and those they represent fairly the financial condition of the company. And that all of the internal controls are and have been operating effectively prior to the issuance of the reports. Title IV relates most closely with the accountants and the auditing process. It details the new requirements of the financial reporting process and the certification of the effectiveness of the companys internal control process. Section 404 which requires management to assess the internal control procedures and to sign off on its effectiveness and that the procedures are being followed. Section 404 highlights the critical importance of controls related to the financial reporting function of management information systems by requiring a regular assessment of the quality of the financial reporting, because management uses this to manage operations, monitor performance, create forecast and report results to stakeholders (Peters 2012). Title V, VI and VII are designed to help build the publics confidence in the markets by promoting transparency and by providing criminal sanctions and monetary penalties to perpetrators. Title VII can be considered a reflection piece, as it looks to examine different factors and how they affect the markets. The SOX act in Title VIII obligates companies to provide a documented whistle-blower protection policy. It is a means to collect, retain and resolve claims regarding accounting, internal accounting controls and auditing matters. This system must allow for such concerns to be submitted anonymously. SOX provides protection to whistle-blowers and severe penalties to those who retaliate against them. Under this provision violators who destroy, alter, or falsify documents or retaliate against employees who report such going-on are subject to lengthy prison terms. Title IX, X and XI outline the increase penalties for white-collar crimes, such as mail and wire fraud; the requirement that the CEO is responsible for the accuracy and certifying the corporations tax return and other financial reports. The last section institutes guidelines for failure to comply as a criminal offense and gives the SEC the right to freeze monetary transactions if they suspect fraud. Before SOX, the financial world was basically governed by the Securities Laws of 1933 and the establishment of the Securities Exchange Commission (SEC) in 1934. Corporations were only required to report the financial reports periodically to the public and the SEC. It was the publics responsibility to review the records and form an educated decision on the well-being of the company. The act also prohibited certain conduct such as insider trading and market manipulation. The exchanges, brokers, transfer agents were responsible for reporting any material changes in the holding of the companies to the SEC. However after the numerous financial scandals such as Enron, WorldCom, Adelphia to mention a few, in which the information presented to public, was fraudulent. They statements were misrepresented by millions and millions of dollars it was felt by the general public, investors and the federal government that there had to be stricter regulations to govern against such corporate behavior. SOX calls for greater accountability from everyone in charge. It implements rules and requirements from the top-down on accountability. CEO, CFO, directors must sign off on the reliability of the reports; auditors must maintain their independence and are prohibited from performing other services to the company they are auditing; managers and employees are responsible for the internal controls in their departments. And all these actions are punishable if not followed, as addressed in Title XI. Title XI provides authoritative powers for companies, its leaders, employees and/or auditors to be sued, sanctioned or criminally prosecuted if they are involved in any fraudulent behavior. It also provides the SEC the ability to seize funds and/or impose significant financial penalties for breaking the law. The most significant impact that SOX has had on the accounting world besides the increased criminal prosecution, is Section 404, which outlines the managements assessment of internal controls over financial reporting and the disclosure of such information. Internal control over financial reporting, is defined by Guy Lander, as a process designed by, or under the supervision of, the companys principal executive and principal financial officers and implemented by the companys board of directors, management, and other personnel to provide reasonable assurance for the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. The independent auditor must also attest to and report on the managements assessment of the effectiveness of the companys internal control over financial reporting. Each fiscal year, companies must select audit committees to perform the assessment of internal controls. In section 404, the auditing requirements have changed drastically. Integrated within the law is now a Code of Ethics which was not there prior to the SOX act. Everyone is now accountable and required by law to do the right thing. With the implementation of SOX, the spirit of the law is being enforced. God calls us to a higher standard. We are to perform our job to best of our ability and we should maintain our integrity. No law is higher than the laws given to us by God. Management is now required to know more about the system of internal control so that he/she can make an accurate account of its effectiveness. Management must also include a written document in their end of the year managers report to attest to the effectiveness of their internal control. CEO and CFO are required to certify that the financial reports are accurate and they must discuss with the audit committee any significant deficiencies or material weaknesses in the design or operation of internal control in the financial reporting process. The audit committee is required to attest to the integrity of the companys financial statements; the companys compliance with legal and regulatory requirements; the qualifications and independence of the independent auditor and the performance of the companys internal audit function and independent auditor (Cleary 2003). The independent auditor has an increased responsibility to verify the financial information of the company. The audit firm must attest to the reliability of managements statement on the effectiveness of their internal control procedures and processes. The SOX act requires increased communication between the auditor and the companys audit committee. They must communication at least quarterly to discuss management, accounting and/or auditing adjustments, any difficulties or disagreements encountered, or any auditors concerns over the quality of the companys accounting practices or principles (Cleary 2003). The cost of implementing the required changes associated with SOX, Section 404, Internal Controls has had a significant effect on most small business. Auditing firms increased their fees by an average of 40% to recoup fees associated with the loss of business because of the new guidelines requiring independence. The SOX guidelines limit services allowed by auditing firms to perform for companies they are auditing. Internal costs associated with compliance jumped 62% for companies. In 2007, the SEC formed a committee to determine the impact on smaller businesses. Their guidelines were business with revenue under $100 million. The impact of compliance with section 404 internal controls were 3. 5 cents for every dollar earned (Michelson 2008). According to a SOX research study by Lord amp; Benoit, the average costs of complying with section 404(a) management assessment for all non-accelerated filers included in the study were $53,724(ranging from as low as $15,000 to as high as $162,000. The range of audit fee increases was from as low as $7,500 to as high as $86,000). Krishnan 2008). Armed with this information the SEC decided to admen its reporting and disclosure requirements for small businesses. In February 2008, the SEC adopted the amendments and issued the Smaller Reporting Company Regulatory Relief and Simplification to provide assistance for smaller firms (Michelson 2008). Smaller companies have received multiple extensions to become fully compliant. It was stated that more than half of all small companies say SOX has made it more diffi cult to do business. They have had to make cutbacks in other areas, such as marketing, research and personnel to offset the increase in costs. Also, two-thirds of the small businesses favor a different set of guidelines for smaller companies (Swartz, 2006). Another significant impact on small businesses is the increased turnover of its board members. The new guidelines that require increased independence and conflicts of interest make it more difficult for smaller companies who have higher managerial ownership. Executive directors of companies are less likely to appointed to boards. KPMGs Audit committee took a survey and found that directors were concerned with two very important issues, the first being accountability reform and their legal exposure and the second being how management is responding to Section 404 of SOX(KPMG 2004). The Sarbanes-Oxley Act is hailed as the most dramatic change and far-reaching act in the financial market place since the SEC was formed. The SOX act is here to stay and it is long overdue. There have been lists of companies and their improprieties for decades and decades that cheated others out if their fair shares. People who in charge of a companys finances and they succumbed to the temptations of greed. As humans we are fallen creatures, we need stipulations in place to keep us in check. We need laws to govern our actions. The SOX act represents a change in corporate accountability and corporate governing. Although it is still changing and adapting to the environment it has had a significant impact on the way people act. It takes into account the Spirit of the Law and not just the letter of the Law. Corporate leaders are being held to a higher standard, which is a step in the right direction. References Bedard, J. G. (2011). Detection and SEverity Classifications of Sarbanes-Oxley Section 404 Internal Control Deficienies. The Accounting Review , 825-855. Green, E. S. (2003). The Sarbanes-Oxley Act. New York: Aspen Publishers. Jickling, M. (2003). The Enron Collapse. CRS Report for Congress . Krishnan, J. R. (2008). Cost to comply with SOX Section 404. Auditing: Journal of Practice and Theory , 169-186. KPMG Audit Committee Institute (2004), Oversight of Auditors, Audit Committee Roundtable Highlights, Spring, KPMG Audit Committee Institute, Kansas City, p. 2. Lander, G. (2004). What is Sarbanes-Oxley? New York: McGraw-Hill. Michelson, S. S. (2009). The Sarbanes-Oxley Act of 2002: What impact has it on small business firms. Managerial Auditing Journal , 743-766. Peters, G. F. (2012). The Consequences of Information Technology Control Weaknesses on Management Information Systems. MIS Quarterly , 179-203. Spending on SOX. (2008). Journal of Accountancy , 90-93. Swartz, N. (2 008). SOX costs socks small firms. Information Management Journal , 14.